Frequently Asked Questions
Is it legal to restore my credit this way?
Absolutely, credit restoration is 100% legal and works BECAUSE of the law. The Fair Credit Reporting Act gives you the RIGHT TO DISPUTE any item on your credit report. If a negative, inaccurate or erroneous item cannot be verified within a reasonable time (usually 30 days) it MUST BE REMOVED. Knowing and asserting your credit restoration rights is the basis of all credit restoration.
You can also dispute Bankruptcies, Late Payments, Judgments and absolutely anything else that appears on your credit report. Credit-Booster™ puts the odds for good results firmly on your side. We’ve created letters that place the burden of proof on the credit bureaus that are reporting them. While we cannot guarantee that a bankruptcy or judgment can or will be removed from your report, WE DO GUARANTEE THAT MOST CREDIT REPORTS WILL BE IMPROVED EVEN AFTER A BANKRUPTCY, LATE PAYMENT OR JUDGEMENT. Over 79% of all credit reports contain errors, especially after a bankruptcy. Items that should have been wiped to zero in a bankruptcy will often continue to show a balance. Simply disputing and removing these inaccuracies (your right by federal law) will often boost your score instantly. In the case of late payments, you can often negotiate removal. Credit-Booster™ Software helps you to fight for your rights and generates all the letters needed with a simple click of your mouse. It's like having your very own credit attorney on retainer. Credit-Booster Software is 100% legal, simple to use and it guides you the whole way.
I thought a bankruptcy gives you the opportunity to start over?
While a bankruptcy may help you remove debt or manage your finances, it doesn't clean up your Credit Report and the negative impact a bankruptcy has on your Credit Report is huge. Because bankruptcy is a matter of Court Records, to remove all traces of a bankruptcy is extremely difficult. That is why you must have step-by-step instructions, patience and persistency. Credit-Booster™ Software helps you navigate through the process of rebuilding and improving your credit after the bankruptcy.
Do you offer Technical Support with Credit-Booster™ Software?
The Credit-Booster™ Software includes a tutorial and help section that is easy to navigate. However, we want to be there for you if you need us. Feel free to send us an e-mail with your questions or concerns. We’re proud to offer unlimited e-mail support.
Should I sign up my spouse?
Absolutely! We encourage you to sign up with your spouse or domestic partner. For only $10.00 more your spouse or significant other can also improve their credit scores using the Credit-Booster™ Software. We realize that as a couple you may share a significant number of accounts, or you may share none. Either way, when you purchase the software, each user will be profiled separately and reap the benefits of individualized attention. And with Credit-Booster™ Software, up to 3 users can use the software to improve their credit.
Can I install on more than one computer?
No, our software is sold as a single license and can only be installed on one computer hard drive. The great news is that each license can be used for up to 3 people.
Is it true that negative items must remain on your report for 7 years?
ABSOLUTELY NOT. The law simply states that a negative item can stay on your credit report for a maximum of 7 years, with the exception of bankruptcies, which can remain for up to 10 years. However, credit bureaus can choose to delete the negative credit listing at any time, especially when you provide them with a valid reason for do so. According to the Fair Credit Reporting Act, you can dispute any information on your Credit Reports that you believe are inaccurate, incomplete, unverifiable or outdated. If the credit bureau or the creditor is unable, unwilling or unavailable to verify that a credit item is accurate and timely, it must be removed from your credit report.
Is your Software guaranteed to fix my credit?
It is a direct violation for any company to guarantee to fix one’s credit. The Credit-Booster™ Software delivers powerful, step-by-step procedures with the intention of helping you dispute inaccurate items on your Credit Reports YOURSELF. We guarantee the use of this software will improve your credit. You may use the Software to challenge credit items identified as inaccurate, misleading, or unverifiable. This software provides certain, little known information about the laws governing credit that you can use to your advantage. However, legal information is not the same as legal advice---the application of law to an individual's specific circumstances. We highly recommend you consult a lawyer if you want legal advice applicable to your situation or how the Credit-Booster Software may apply to you.
How is Credit-Booster™ different from other programs?
Our software system is much more powerful and takes less of your time than other credit repair software, programs or books. Our innovative approach utilizes a built in “step-by-step system” rather than a “figure-it-out-yourself” approach. You will never have to create any letters from “scratch” or feel stuck by not knowing what or who to write. Our simple “Point and Click” software guides you through the process almost effortlessly. There are several powerful and professional dispute letters available to match your dispute scenario. It's easy, efficient and effective. Simply put, if you can operate the mouse on your computer, then you can successfully use this software. Credit-Booster™ Software is the most impressive and powerful software in the industry.
How can I get started?
After downloading and installing the Credit-Booster™ Software, watch the 5-minute video tutorial and click on the 3-Step Credit Wizard button. You will be walked through the entire process. It really is that easy! Get Started Now!
